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The Santander Zero Credit Card

Zero usage fees whenever you use it


The Santander Zero Credit Card is the only credit card in the UK that doesn´t charge you usage fees when you use it, it´s easy to apply, and you can manage you Santander Zero card online, in your local branch or over the phone.

You've got zero to lose


> 0% foreign exchange fee

If you’re travelling abroad, using your Santander Zero card is a great option. Use it while you’re away to pay for everything from coffee and croissants, to sightseeing trips and take comfort in paying no additional fees.

 

> 0% cash advance fee
It’s reassuring to know that if you ever unexpectedly need cash from an ATM, you’ll pay zero fees for cash withdrawals1

 

> 0% for 3 months on purchases from date of account opening
And to help you spread the costs of major purchases, Santander Zero gives you 0% on all purchases you make in the first 3 months from date of account opening. Perfect if you’re thinking about booking a holiday. After that you’ll pay our standard interest rate of 18.9% APR typical (variable).

 

> 0% for 12 months on balance transfers from date of account opening. 3% balance transfer fee applies (minimum £5) 2
To get you started with the new Santander Zero credit card, you’ll pay 0% interest for 12 months from date of account opening, when you transfer balances from your other credit and store cards.

 

Typical 18.9% APR (variable)

 

1 Some independent ATM providers may charge a fee for cash withdrawals. Cash Transactions charged at a standard rate of 27.9% APR. Interest charged on all cash transactions from date of transaction.
2 You cannot transfer balances from other Santander Group accounts (including Cahoot). 3% balance transfer fee applies (minimum £5)