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Savings - Previous Interest Rates

ISAs

Instant Access Savings

Reward Savings

Fixed Term Savings

Savings for Children

eSaver

Annually

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£500,000  plus

1.80

1.05

1.05

0.84

£200,000 plus

1.36

0.61

0.61

0.49

£100,000 plus

1.30

0.30

0.30

0.24

£50,000 plus

1.25

0.25

0.25

0.20

£1 plus

1.10

0.10

0.10

0.08


Rates are variable  and effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently up to 1.00% gross/AER depending on balance.

Monthly

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£500,000 plus

1.80

1.05

1.04

0.83

£200,000 plus

1.36

0.61

0.61

0.49

£100,000 plus

1.30

0.30

0.30

0.24

£50,000 plus

1.25

0.25

0.25

0.20

£1 plus

1.10

0.10

0.10

0.08


Rates are variable and effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently up to 1.00% gross/AER depending on balance.

50+ Saver

Annually

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£750,000 plus

2.50

1.65

1.65

1.32

£500,000 plus

2.05

1.20

1.20

0.96

£200,000 plus

1.60

0.75

0.75

0.60

£100,000 plus

1.50

0.65

0.65

0.52

£50,000 plus

1.40

0.55

0.55

0.44

£1 plus

1.30

0.45

0.45

0.36


Rates are variable and effective from 1st March 2009.
Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER. on accounts opened after 1 October 2007. For bonus end dates on accounts opened earlier, please ask in branch for details.

Monthly

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£750,000 plus

2.47

1.65

1.64

1.31

£500,000 plus

2.03

1.20

1.19

0.95

£200,000 plus

1.59

0.75

0.75

0.60

£100,000 plus

1.49

0.65

0.65

0.52

£50,000 plus

1.39

0.55

0.55

0.44

£1 plus

1.29

0.45

0.45

0.36


Rates are variable and were effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently  0.85% gross/AER,  on accounts opened after 1 October 2007. For bonus end dates on accounts opened earlier, please ask in branch for details. Rates guaranteed to match any increase in the Bank of England base rate until 1 July 2008.

 

Instant Access saver (Special Issue 3)

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£1,000 plus

3.00

1.50

1.50

1.20

£1 plus

0.10

0.10

0.10

0.08

Rates are variable and effective from 2nd March 2009.

* Bonus valid for first 12 months after opening of account, after which standard rates apply. If the balance in your account falls below £1000 a reduced rate of interest applies to your account (currently 0.10% gross/AER ).


Flexible Card Saver

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£50,000 plus

n/a

0.50

0.50

0.40

£500 plus

n/a

0.10

0.10

0.08

A fixed interest rate of 0.10% gross/AER is paid on balances below £500.

Rates are variable and effective from 21st May 2009.

Flexible Passbook Saver

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£200,000 plus

n/a

0.25

0.25

0.20

£1 plus

n/a

0.10

0.10

0.08


Rates are variable and were effective from 1st March 2009.

Further Savings Rates

Current Savings Rates

Previous Savings Rates

Rates for products no longer on sale