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Personal Loans

Below are the most commonly asked questions about Personal Loans, if you can not find the answer to your question, simply follow the table below.

> How do I check the progress of a recent Personal Loan application?
> What loans do you offer?
> Which loan is right for me?
> How do I apply for a Personal Loan?
> How much money can I borrow?
> What is credit scoring?

To help us respond to your call more efficiently, please call the most appropriate number from the list below.

For contact about:

Telephone:

Opening times:

Checking the progress of a recent application Click here

Apply for a Personal Loan

0870 609 2430*

8am-9pm Mon-Fri, 8am-4pm Sat

Managing your existing Personal Loan

0870 568 0191*

8am to 7pm Mon-Fri, 8am to 2pm Sat.

*Call charge information

What loans do you offer?
We have a range of secured and unsecured loans. See our borrowing options section for more details.

Which loan is right for me?
It depends on the reason you need the loan, your circumstances and the amount you want to borrow. See our borrowing options section for more details.

How do I apply for a Personal Loan?
You can apply online, also give us a call on 0870 609 2430* or pop in to any Abbey branch to find out more.

How much money can I borrow?
It’s important to find a borrowing option that’s affordable for you. The best way to work out how much you can spare is to deduct your total monthly outgoings from your income and see how much is left. The important thing is to be realistic and not take on too much.

What is credit scoring?
This is a system that Abbey National plc and most other banks use when making our decision about whether to lend you money. We use the information you provide in your application such as your age, job and existing financial commitments. Credit checks are also made at credit reference agencies to find out how you have managed credit with other lenders. If you are an existing customer, we’ll check your accounts. These all affect the decision we make.