Fixed Term Bond 1 Year
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 02.09.2009
|
Matures on 01.10.2010
|
£1-£9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 02.09.2009
|
Matures on 01.10.2010
|
£10,000
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 02.09.2009
|
Matures on 01.10.2010
|
£1-£9999
|
n/a
|
3.00%*
|
2.96%*
|
2.37%
|
|
From 02.09.2009
|
Matures on 01.10.2010
|
£10,000 -
|
n/a
|
3.25%*
|
3.20%*
|
2.56%
|
*gross/AER based on funds invested on 1st October 2009
Rates effective from 2nd September 2009
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 05.08.2009
|
Matures on 01.09.2011
|
£1 - £9999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 05.08.2009
|
Matures on 01.09.2011
|
£10,000 - £24,999
|
n/a
|
3.35%*
|
3.75%*
|
3.00%
|
|
From 05.08.2009
|
Matures on 01.09.2011
|
£25,000 +
|
n/a
|
4.15%*
|
4.15%*
|
3.32%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 05.08.2009
|
Matures on 01.09.2011
|
£1 - £9999
|
n/a
|
3.50%*
|
3.45%*
|
2.76%
|
|
From 05.08.2009
|
Matures on 01.09.2011
|
£10,000 - £24,999
|
n/a
|
3.75%*
|
3.69%*
|
2.95%
|
|
From 05.08.2009
|
Matures on 01.09.2011
|
£25,000+
|
n/a
|
4.15%*
|
4.07%*
|
3.26%
|
Rates effective from 5th August 2009
*gross/AER based on funds being invested on 1st September 2009
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 22.07.2009
|
Matures on 01.08.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 22.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.35%*
|
3.35%*
|
2.68%
|
|
From 22.07.2009
|
Matures on 01.08.2010
|
£25,000 +
|
n/a
|
3.60%*
|
3.60%*
|
2.88%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 22.07.2009
|
Matures on 01.08.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
2.96%*
|
2.37%
|
|
From 22.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.35%*
|
3.30%*
|
2.64%
|
|
From 22.07.2009
|
Matures on 01.08.2010
|
£25,000+
|
n/a
|
3.60%*
|
3.54%*
|
2.83%
|
Fixed Term Bond 1 Year
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£25,000 +
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
2.96%*
|
2.37%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.50%*
|
3.45%*
|
2.76%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£25,000+
|
n/a
|
3.75%*
|
3.69%*
|
3.95%
|
*gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Fixed Term Bond 18 months
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£1 + - £9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£25,000
|
n/a
|
4.00%*
|
4.00%*
|
3.20%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£1 + - £9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£25,000
|
n/a
|
4.00%*
|
4.00%*
|
3.20%
|
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures 01.01.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 03.06.2009
|
Matures 01.01.2010
|
£10,000 + - £24,999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.06.2009
|
Matures 01.01.2010
|
£25,000+
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£1 - £9999
|
n/a
|
3.00%
|
2.96%
|
2.37%
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£10,000 + - £24,999
|
n/a
|
3.50%
|
3.45%
|
2.76%
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£25,000+
|
n/a
|
3.75%
|
3.69%
|
2.95%
|
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£1 - £9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£25,000+
|
n/a
|
4005%*
|
4.00%*
|
3.20%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£1 - £9999
|
n/a
|
3.25%
|
3.20%
|
2.56%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%
|
3.59%
|
2.85%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£25,000+
|
n/a
|
4.00%
|
3.93%
|
3.14%
|
gross/AER based on funds invested on 1st July 2009
Rates effective from 3rd June 2009
2 Year Fixed Rate Bond
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 06.05.2009
|
Matures on 01.06.2011
|
£30,000+
|
n/a
|
4.01%*
|
4.01%*
|
3.21%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 06.05.2009
|
Matures on 01.06.2011
|
£30,000+
|
n/a
|
3.94%
|
3.94%
|
3.15%
|
Rates effective from 6th May 2009
*4.01 gross/AER based on funds being invested on 30th May 2009
2 Year Fixed Rate Bond
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 01.09.2009
|
Matures on 01.10.2011
|
£10,000+
|
n/a
|
4.20%*
|
4.20%*
|
3.36%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 01.09.2009
|
Matures on 01.10.2011
|
£10,000+
|
n/a
|
4.20%
|
4.12%*
|
3.29%
|
Rates effective from 1st September 2009
*gross/AER based on funds being invested on 1st October 2009
2 Year Fixed Rate Bond
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2011
|
£1 + - £9999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.07.2009
|
Matures on 01.08.2011
|
£10,000 + - £24,999
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
|
From 03.07.2009
|
Matures on 01.08.2011
|
£25,000
|
n/a
|
4.15%*
|
4.01%*
|
3.32%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2011
|
£1 + - £9999
|
n/a
|
3.50%*
|
3.45%*
|
2.76%
|
|
From 03.07.2009
|
Matures on 01.08.2011
|
£10,000 + - £24,999
|
n/a
|
3.75%*
|
3.69%*
|
2.95%
|
|
From 03.07.2009
|
Matures on 01.08.2011
|
£25,000+
|
n/a
|
4.15%*
|
4.07%*
|
3.26%
|
Rates effective from 3rd July 2009
*gross/AER based on funds being invested on 1st August 2009
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£1 + - £9999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£10,000 + - £24,999
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£25,000
|
n/a
|
4.15%*
|
4.01%*
|
3.32%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£1 + - £9999
|
n/a
|
3.50%*
|
3.45%*
|
2.76%
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£10,000 + - £24,999
|
n/a
|
3.75%*
|
3.69%*
|
2.95%
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£25,000+
|
n/a
|
4.15%*
|
4.07%*
|
3.26%
|
Rates effective from 3rd June 2009
*gross/AER based on funds being invested on 1st July 2009
Fixed Term Bond 1 year
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 06.05.2009
|
Matures 01.06.2010
|
£1
|
n/a
|
3.00%
|
3.00%
|
2.40%
|
|
From 06.05.2009
|
Matures 01.06.2010
|
£25,000+
|
n/a
|
3.50%
|
3.50%
|
2.80%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 06.05.2009
|
Matures 01.06.2010
|
£1
|
n/a
|
3.00%
|
2.96%
|
3.00%
|
|
From 06.05.2009
|
Matures 01.06.2010
|
£25,000+
|
n/a
|
3.50%
|
3.45%
|
3.50%
|
gross/AER based on funds invested on 1st June 2009
Rates effective from 6th May 2009
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1+
|
n/a
|
2.50%
|
2.50%
|
2.00%
|
|
£25,000+
|
n/a
|
3.00%
|
3.00%
|
2.40%
|
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1
|
n/a
|
2.50%
|
2.47%
|
1.98%
|
|
£25,000+
|
n/a
|
3.00%
|
2.96%
|
2.37%
|
Rates are fixed and effective for bonds sold between 2nd April and 5th May 2009
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£25,000 +
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
2.96%*
|
2.37%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.50%*
|
3.45%*
|
2.76%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£25,000+
|
n/a
|
3.75%*
|
3.69%*
|
3.95%
|
*gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£1 - £9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£10,000 + - £24,999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£25,000+
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£1 - £9999
|
n/a
|
3.00%
|
2.96%
|
2.37%
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£10,000 + - £24,999
|
n/a
|
3.50%
|
3.45%
|
2.76%
|
|
From 03.06.2009
|
Matures 01.07.2010
|
£25,000+
|
n/a
|
3.75%
|
3.69%
|
2.95%
|
*gross/AER based on funds invested on 1st July 2009
Rates effective from 3rd June 2009
Fixed Term Bond 18 months
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£1 + - £9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£25,000
|
n/a
|
4.00%*
|
4.00%*
|
3.20%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£1 + - £9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.06.2009
|
Matures on 01.01.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.06.2009
|
Matures on 01.07.2011
|
£25,000
|
n/a
|
4.00%*
|
4.00%*
|
3.20%
|
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£1 - £9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£25,000+
|
n/a
|
4005%*
|
4.00%*
|
3.20%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£1 - £9999
|
n/a
|
3.25%
|
3.20%
|
2.56%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£10,000 + - £24,999
|
n/a
|
3.65%
|
3.59%
|
2.85%
|
|
From 03.07.2009
|
Matures 01.02.2011
|
£25,000+
|
n/a
|
4.00%
|
3.93%
|
3.14%
|
gross/AER based on funds invested on 1st July 2009
Rates effective from 3rd June 2009
Fixed Term Bond 1 Year
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£1-£9999
|
n/a
|
3.00%*
|
3.00%*
|
2.40%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.50%*
|
3.50%*
|
2.80%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£25,000+
|
n/a
|
3.75%*
|
3.75%*
|
3.00%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£1-£9999
|
n/a
|
3.00%*
|
2.96%*
|
2.37%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£10,000 - £24,999
|
n/a
|
3.50%*
|
3.45%*
|
2.76%
|
|
From 03.07.2009
|
Matures on 01.08.2010
|
£25,000+
|
n/a
|
3.75%*
|
3.69%*
|
2.95%
|
*gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Fixed Term Bond 18 months
Annually
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.02.2011
|
£1-£9999
|
n/a
|
3.25%*
|
3.25%*
|
2.60%
|
|
From 03.07.2009
|
Matures on 01.02.2011
|
£10,000+ - £24,999
|
n/a
|
3.65%*
|
3.65%*
|
2.92%
|
|
From 03.07.2009
|
Matures on 01.02.2011
|
£25,000+
|
n/a
|
4.00%*
|
4.00%*
|
3.20%
|
Monthly
|
Invested on
|
Term
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
From 03.07.2009
|
Matures on 01.02.2011
|
£1-£9999
|
n/a
|
3.25%*
|
3.20%*
|
2.56%
|
|
From 03.07.2009
|
Matures on 01.02.2011
|
£10,000+ - £24,999
|
n/a
|
3.65%*
|
3.59%*
|
2.85%
|
|
From 03.07.2009
|
Matures on 01.02.2011
|
£25,000+
|
n/a
|
4.00%*
|
3.93%*
|
3.14%
|
gross/AER based on funds invested on 1st August 2009
Rates effective from 3rd July 2009
Fixed Term Bond 3 year
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1+
|
n/a
|
3.00
|
3.00
|
2.40
|
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1+
|
n/a
|
3.00
|
2.96
|
2.37
|
Rates are fixed and effective for bonds sold between 3 rd February and 1 st March 2009
High Yield Bond 1 & 2
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Save & Invest Plan
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£2,000 plus
|
n/a
|
0.80
|
0.80
|
0.64
|
Rates effective from 1st February 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£2,000 plus
|
n/a
|
0.80
|
0.80
|
0.64
|
Rates effective from 1st February 2009.
Save & Invest Plan 2, 3 and 4
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£2,000 plus
|
n/a
|
0.30
|
0.30
|
0.24
|
Rates effective from 1st February 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£2,000 plus
|
n/a
|
0.30
|
0.30
|
0.24
|
Rates effective from 1st February 2009.
Save & Invest Plan 5
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Premium Plus Bond
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£10,000 plus
|
n/a
|
0.25
|
0.25
|
0.20
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£10,000 plus
|
n/a
|
0.25
|
0.25
|
0.20
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
High Interest Employee Savings Scheme
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£2,000 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Choices Bond 1 yr variable
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£10,000 plus
|
n/a
|
0.25
|
0.25
|
0.20
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£10,000 plus
|
n/a
|
0.25
|
0.25
|
0.20
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st February 2009.
Bond Maturity Account
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st January 2009.
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
0.10
|
0.10
|
0.08
|
Rates effective from 1st January 2009.
50+ Bond
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
5.05
|
5.05
|
4.04
|
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
5.05
|
4.94
|
3.95
|
Rates effective from 2nd January 2008.
Fixed Term Bond 6 month
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
3.25
|
3.28
|
2.60
|
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
3.25
|
3.23
|
2.58
|
Rates effective from 3rd February 2009.
Fixed Term Bond 2 year
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
2.75
|
2.75
|
2.20
|
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
2.75
|
2.72
|
2.18
|
Rates effective from 3rd February 2009.
Fixed Term Bond 3 year
Annually
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
3.25
|
3.25
|
2.60
|
Monthly
|
Tier
|
AER % (incl. bonus*)
|
AER % (excl. bonus)
|
Gross % (excl. bonus)
|
NET % (excl. bonus)
|
|
£1 plus
|
n/a
|
3.25
|
3.20
|
2.56
|
Rates effective from 3rd February 2009.
Super Bond (issue 11) Interest rates – fixed until 1 October 2010
|
Term
|
Tier
|
Gross Rate p.a. (Annual)
|
Gross Rate p.a. (Monthly)
|
AER*
|
Net Rate (Annual)
|
|
1 Year
|
£1+
|
5.50%
|
5.37%
|
5.50%*
|
4.40%
|
|
1 Year
|
£250,000+
|
6.50%
|
6.31%
|
6.50%*
|
5.20%
|
Rates effective from 2 September 2009.
Gross p.a./AER based on funds invested on 30 September 2009
Super Bond (issue 9 ) Interest rates - fixed until 1 August 2010
|
Term
|
Tier
|
Gross Rate p.a. (Annual)
|
Gross Rate p.a. (Monthly)
|
AER*
|
Net Rate (Annual)
|
|
1 Year
|
£1+
|
5.50%
|
5.37%
|
5.50%
|
4.40%
|
|
1 Year
|
£250,000+
|
6.50%
|
6.31%
|
6.50%
|
5.20%
|
Super Bond (issue 8 ) Interest rates - fixed for 1 year
|
Term
|
Tier
|
Gross Rate p.a. (Annual)
|
Gross Rate p.a. (Monthly)
|
AER*
|
Net Rate (Annual)
|
|
1 Year
|
£1+
|
5.50%
|
5.37%
|
5.50%
|
4.40%
|
Rates effective from 4 June 2009
Super Saver (issue 7) Interest rates
|
Tiers
|
Gross Rate p.a. (Annual)
|
Gross Rate p.a. (Monthly)
|
AER*
|
Net Rate (Annual)
|
|
£1+
|
5.50%
|
5.37%
|
5.50%*
|
4.40%
|
*5.50% gross p.a. /AER assumes funds being invested on 30th May 2009.
Further Savings Rates
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