Previous Interest Rates

Reward Savings

eSaver Direct (Issue 2)

0 withdrawals made

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£1 plus	3.00	1.75	1.75	1.40

If 1 withdrawal is made during the year

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£1 plus	2.76	1.61	1.61	1.29

Rates are variable and effective from 2nd March 2009.

Includes a variable rate bonus for the first 12 months, which is currently 1.25% gross/AER. A reduced rate of 0.10% gross/AER will be paid on the full balance in the account for the month in which a withdrawal is made.

Monthly Saver

Rate when 0 withdrawals are made

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£100,000 plus	n/a	1.00	1.00	0.80
£50,000 plus	n/a	0.65	0.65	0.52
£1 plus	n/a	0.35	0.35	0.28

If 1 withdrawal is made in the year

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£100,000 plus	n/a	0.93	0.93	0.74
£50,000 plus	n/a	0.60	0.60	0.48
£1 plus	n/a	0.33	0.33	0.26

Rates are variable and effective from 1st March 2009.

Higher monthly rate of interest if you credit at least £20 per month by standing order and don’t make a withdrawal. A rate of 0.10% gross/AER is applied to the account in any month where a withdrawal is made or less than £20 is credited to the account for that month only.

Branch Saver (Special Issue 1)

Rate when 0 withdrawals are made

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£5,000 plus	3.00	1.00	1.00	0.80

If 1 withdrawal is made in the year

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£100,000 plus	2.76	0.93	0.93	0.74

Rates are variable and effective from 1st March 2009.

A rate of 0.10% gross/AER is applied to the account in any month where a withdrawal is made for that month only.

First Home Saver (Special Issue 1)

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£100 - £50,000	n/a	5.00	5.00	4.00

Rates are variable and effective from 1st January 2009.
*A rate of 0.10% gross/AER is applied if the customer does not deposit between £100 and £300 for that month only.

Santander Shareholder Reward Account (Special Issue1)

Rate when 0 withdrawals are made

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£5,000 plus	3.00	1.00	1.00	0.08

If 1 withdrawal is made in the year

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£100,000 plus	2.76	0.93	0.93	0.74

Rates are variable and effective from 1st March 2009

A rate of 0.10% gross/AER is applied to the account in any month where a withdrawal is made for that month only.

Platinum Savings Account

Tier	*AER % (incl. bonus)**	AER % (excl. bonus)	Gross % (excl. bonus)	NET % (excl. bonus)
£1 plus	n/a	1.20	1.20	0.96

Rates are variable and effective from 1st March 2009.

Further Savings Rates

Current Savings Rates

Previous Savings Rates

Rates for products no longer on sale

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