With Guaranteed Capital Plus, provided by Abbey National PEP & ISA Managers Limited, you'll benefit from a great fixed return if the FTSE 100 Index has stayed the same or grown by any amount at maturity, even 1 point. And, just like our Guaranteed Growth Plan, you’re assured a minimum return at the end of the term if the Index has gone down; provided you leave your money untouched for the full term.
Available as either a three and three quarters (33/4) or a five and a half (51/2 ) year investment.
You must have at least £1,500 to invest.
We offer two options, which are available until 5 January 2010 or earlier if sold out:
|
Guaranteed Capital Plus (Issue 15) |
Three and three quarter (3¾) year term |
Five and a half (5½) year term |
|
Capital secure* |
Yes |
Yes |
|
Minimum return* |
0.25% guaranteed |
0.5% guaranteed |
|
Maximum return* |
16%¹ |
35%¹ |
|
Available as a Stocks and Shares ISA |
No |
Yes |
|
Available outside of an ISA (as a Direct Share Investment) |
Yes |
Yes |
*If held for the full term.
¹Subject to daily averaging over the last six months of investment term.
Your final return at maturity will be either the maximum return, or the guaranteed minimum return, depending on the FTSE 100 Index performance.
The table illustrates what you might get back at maturity, based on an initial investment of £10,000 at the end of 33/4 years.
|
Your initial capital |
Index start level* |
Index final level* |
Percentage return |
Your return (including capital) |
|
£10,000 |
5,000 |
5,500 |
16% |
£11,600 |
|
£10,000 |
5,000 |
5,000 |
16% |
£11,600 |
|
£10,000 |
5,000 |
4,500 |
0.25% |
£10,025 |
The actual amount will depend on how the stock - market performs and on the amount invested. Please remember there is no guarantee that the FTSE 100 Index will rise or behave the way it has done in the past.
The table illustrates what you might get back at maturity, based on an initial investment of £10,000 at the end of 5½ years.
|
Your initial capital |
Index start level* |
Index final level* |
Percentage return |
Your return (including capital) |
|
£10,000 |
5,000 |
5,500 |
35% |
£13,500 |
|
£10,000 |
5,000 |
5,000 |
35% |
£13,500 |
|
£10,000 |
5,000 |
4,500 |
0.5% |
£10,050 |
The actual amount will depend on how the stock - market performs and on the amount invested. Please remember there is no guarantee that the FTSE 100 Index will rise or behave the way it has done in the past.
Risk factors
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