Guaranteed Growth Plan, provided by Abbey National PEP & ISA Managers Limited, offers a great guaranteed minimum return at maturity. It means that whatever happens to the markets, your capital will be safe. You can also earn more, depending on the performance of the stockmarket or the property market. All you have to do is leave your money untouched for the full term.
There are 2 options available;
1. The Stockmarket Option where the return is linked to the performance of the FTSE 100 Index; or
2. The Property Option where the return on your plan is linked to the performance of the Halifax House Price Index (House Price Index)
You must have at least £1,500 to invest.
We offer two options which are available until 5th January 2010 or earlier if sold out:
|
Guaranteed |
Stockmarket Option (5½ term) |
Property Option (5½ |
|
Capital secure* |
Yes |
Yes |
|
Minimum return* |
11% guaranteed |
11% guaranteed |
|
Maximum return* |
50% of the growth |
50% of the growth |
|
Available as a Stocks |
Yes |
Yes |
|
Available outside of an ISA (as a Direct |
Yes |
Yes |
*If held for the full term.
1 Subject to monthly averaging over the last seven months of investment term.
2 Subject to daily averaging over the last six months of investment term.
Your final return at maturity will be the greater of the guaranteed minimum return or the maximum return over the term of the investment.
The table illustrates what you might get back at the end of 5½ years, based on an initial investment of £10,000.
|
Your initial |
Index |
Percentage |
Your return |
|
£10,000 |
100% |
40% |
£14,000 |
|
£10,000 |
80% |
40% |
£14,000 |
|
£10,000 |
5% |
11% |
£11,100 |
|
£10,000 |
-5% |
11% |
£11,100 |
Note that if the FTSE 100 Index increases by more than 80%, you will not get back more than 40% on top of your initial investment.
Except for the guaranteed minimum return, the above returns are approximate only. The actual amount will depend on how the FTSE 100 Index performs and on the amount invested. Please remember there is no guarantee that the FTSE 100 Index will rise or behave the way it has done in the past.
The table illustrates what you might get back at the end of 5½ years, based on an initial investment of £10,000.
|
Your initial |
Index |
Percentage |
Your return |
|
£10,000 |
100% |
50% |
£15,000 |
|
£10,000 |
80% |
40% |
£14,000 |
|
£10,000 |
5% |
11% |
£11,100 |
|
£10,000 |
-5% |
11% |
£11,100 |
Except for the guaranteed minimum return, the above returns are approximate only. The actual amount will depend on how the House Price Index performs and on the amount invested. Please remember there is no guarantee that the House Price Index will rise or behave the way it has done in the past.
Risk factors
Registered Office details of the product provider(s).
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