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Interest Rates - Instant Access

ISAs

Instant Access Savings

Reward Savings

Fixed Term Savings

Savings for Children

eSaver (Issue 2)

 

Gross pa / AER (incl. bonus)

Gross pa / AER(excl. bonus)

Net pa / AER (incl. bonus)

Net pa / AER(excl. bonus)

£1+Annual interest

2.50%

0.50%

2.00%

0.40%

£1+Monthly Interest

2.47%

0.50%

1.98%

0.40%

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Rate effective from 21/05/09.  All rates are variable.  Bonus of 2.00% gross/AER (variable) for 12 months from account opening.


50+ Saver
Annually

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£750,000 plus

2.00

1.15

1.15

0.92

£500,000 plus

1.55

0.70

0.70

0.56

£200,000 plus

1.10

0.25

0.25

0.20

£100,000 plus

1.00

0.15

0.15

0.12

£1 plus

0.95

0.10

0.10

0.08

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Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER on accounts opened after 1 October 2007.

Monthly

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£750,000 plus

1.98

1.15

1.14

0.91

£500,000 plus

1.54

0.70

0.70

0.56

£200,000 plus

1.09

0.25

0.25

0.20

£100,000 plus

1.00

0.15

0.15

0.12

£1 plus

0.95

0.10

0.10

0.08

Apply now

Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER on accounts opened after 1 October 2007.

Instant Access saver (Special Issue 3)

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£1,000 plus

2.50

1.00

1.00

0.80

£1 plus

0.10

0.10

0.10

0.08

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Rates are variable and effective from 1st April 2009.
* Includes a variable bonus for the first 12 months after opening of account, which is currently 1.00% gross / AER, after which standard rates apply.
If the balance in your account falls below £1000 a reduced rate of interest applies to your account (currently 0.10% gross/AER).

Flexible Card Saver

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£50,000 plus

n/a

0.50

0.50

0.40

£500 plus

n/a

0.25

0.25

0.20

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A fixed interest rate of 0.10% gross/AER is paid on balances below £500.

Rates are variable and effective from 21st  May 2009.

Flexible Passbook Saver

Tier

AER % (incl. bonus*)

AER % (excl. bonus)

Gross % (excl. bonus)

NET % (excl. bonus)

£500 plus

n/a

0.10

0.10

0.08

Apply now

An interest rate of 0.10 gross/AER is paid on balances below £500

Rates are variable and effective from 1st April 2009.

Further Savings Rates

Previous Savings Rates