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Interest Rates - Instant Access
|
Instant Access Savings |
|
|
Gross pa / AER (incl. bonus) |
Gross pa / AER(excl. bonus) |
Net pa / AER (incl. bonus) |
Net pa / AER(excl. bonus) |
|
£1+Annual interest |
2.50% |
0.50% |
2.00% |
0.40% |
|
£1+Monthly Interest |
2.47% |
0.50% |
1.98% |
0.40% |
Rate effective from 21/05/09. All rates are variable. Bonus of 2.00% gross/AER (variable) for 12 months from account opening.
50+ Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£750,000 plus |
2.00 |
1.15 |
1.15 |
0.92 |
|
£500,000 plus |
1.55 |
0.70 |
0.70 |
0.56 |
|
£200,000 plus |
1.10 |
0.25 |
0.25 |
0.20 |
|
£100,000 plus |
1.00 |
0.15 |
0.15 |
0.12 |
|
£1 plus |
0.95 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER on accounts opened after 1 October 2007.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£750,000 plus |
1.98 |
1.15 |
1.14 |
0.91 |
|
£500,000 plus |
1.54 |
0.70 |
0.70 |
0.56 |
|
£200,000 plus |
1.09 |
0.25 |
0.25 |
0.20 |
|
£100,000 plus |
1.00 |
0.15 |
0.15 |
0.12 |
|
£1 plus |
0.95 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER on accounts opened after 1 October 2007.
Instant Access saver (Special Issue 3)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 plus |
2.50 |
1.00 |
1.00 |
0.80 |
|
£1 plus |
0.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable bonus for the first 12 months after opening of account, which is currently 1.00% gross / AER, after which standard rates apply.
If the balance in your account falls below £1000 a reduced rate of interest applies to your account (currently 0.10% gross/AER).
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£50,000 plus |
n/a |
0.50 |
0.50 |
0.40 |
|
£500 plus |
n/a |
0.25 |
0.25 |
0.20 |
A fixed interest rate of 0.10% gross/AER is paid on balances below £500.
Rates are variable and effective from 21st May 2009.
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500 plus |
n/a |
0.10 |
0.10 |
0.08 |
An interest rate of 0.10 gross/AER is paid on balances below £500
Rates are variable and effective from 1st April 2009.
Further Savings Rates